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the goal is to have meaningful discussion sex girl
Be flexible and remember that the goal is to have meaningful discussion sex girl—not to simply “get through” the schedule. Since the timetable doesn’t allow for a great deal of reading time, we suggest that you hand out copies of the book to your girls at least two weeks before the event. Encourage them to read the entire book ahead of time so you can focus your time on discussion at the event.
Please note: Sexy Girls was written by a girl, for the girls, about a girl issue. As such, I highly recommend that this study be led by a girl instead of a guy. If you are a male youth director or pastor who thinks this study would benefit your group, I suggest that you ask a trusted adult woman to lead the group instead of yourself. I also recommend that you use this guide over a four-week period, tackling one session each week. That gives you plenty of time to prepare and gives your girls plenty of time to read. And please feel free to use these activities and questions to sculpt your own discussion.
Please note: Sexy Girls was written by a girl, for the girls, about a girl issue. As such, I highly recommend that this study be led by a girl instead of a guy. If you are a male youth director or pastor who thinks this study would benefit your group, I suggest that you ask a trusted adult woman to lead the group instead of yourself. I also recommend that you use this guide over a four-week period, tackling one session each week. That gives you plenty of time to prepare and gives your girls plenty of time to read. And please feel free to use these activities and questions to sculpt your own discussion.
Let’s get real. Every girl wants to look good
Let’s get real. Every girl wants to look good. What’s more, every girl wants the attention of that cute guy she’s had her eye on. For many girls, looking sexy is the key to getting that attention. And herein lies the problem. What a teen girl wears says a lot about who she is. But does she know that? Does she stop to think that she’s advertising with every outfit she puts on? Take a look at the girls in your youth group and in your church. Do they know what they are really saying about themselves? Wish you could talk to them honestly and openly about the message they are sending to the opposite sex?
The Sexy Girls event guide can help. It has been designed as an overnight event with questions and activities that coordinate with specific chapters from my book Sexy Girls: How Hot is Too Hot? We’ll take a look at this thing called “modesty”, see why God cares about what’s in a girl’s closet, and learn how to make good decisions about style. And by the time we’re done, your girls will have learned to understand their bodies and how guys look at them (and they are looking!)
The Sexy Girls event begins in the early evening and ends the following afternoon. The Friday evening session should help introduce the topic, while still leaving plenty of time for games, movies, or any other fun activities you might want to do together. Keep in mind that Saturday’s schedule is more intense, so you will want to encourage your girls to get some sleep the night before. The suggested time frames are listed in the Overview, but feel free to adapt these times as needed.
The Sexy Girls event guide can help. It has been designed as an overnight event with questions and activities that coordinate with specific chapters from my book Sexy Girls: How Hot is Too Hot? We’ll take a look at this thing called “modesty”, see why God cares about what’s in a girl’s closet, and learn how to make good decisions about style. And by the time we’re done, your girls will have learned to understand their bodies and how guys look at them (and they are looking!)
The Sexy Girls event begins in the early evening and ends the following afternoon. The Friday evening session should help introduce the topic, while still leaving plenty of time for games, movies, or any other fun activities you might want to do together. Keep in mind that Saturday’s schedule is more intense, so you will want to encourage your girls to get some sleep the night before. The suggested time frames are listed in the Overview, but feel free to adapt these times as needed.
Video: Brazil star Ronaldinho releases song with Brazilian rapper Edcity
Watch Ronaldinho undergo tooth surgery as the Brazil star gets his trademark grin fixed
Watch Ronaldinho undergo tooth surgery as the Brazil star gets his trademark grin fixed
Football's most famous buck-toothed grin is no more, as former Barcelona star Ronaldinho has undergone a tooth correction procedure at a dentist in Brazil.
The World Cup winning forward underwent the surgery last month but videos have just emerged of the Samba star in the dentists chair.
The procedure - which reportedly cost £36,000 - means that the 33-year-old is now sporting a Hollywood smile, rather than the wonky grin that football fans came to know and love over the years.
loan and Loan
Loan Financial Information System Reports
 |
Status of Loan
Loan Data
LOAN AND GRANT
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Loan for Asia Development
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Trade Finance Program Disbursement Procedures
for Revolving Partial Credit Guarantees
13.9 Before reimbursement of claims by confirming banks can be made under the TFP
partial credit guarantee facility, ADB requires the following:
- a claim disbursement request form (this form will be developed when needed);
- a notice of unpaid claim form (substantially in the form shown in Appendix 13G)
to be delivered by authenticated SWIFT or tested telex and followed by
hard copy; and
- any other documents specified in the confirming bank agreement.
13.10 Before ADB makes a participation contribution to confirming banks under a TFP risk
participation agreement, ADB requires the following:
- a notice of participation contribution (substantially in the form shown in
Appendix 13H); and
- any other documents specified in such notice
How to Loans the Bank ADB? Easy way
13.6 ADB’s disbursement for private sector loans, equity investments, and revolving credit
facility (RCF) of Trade Finance Program (TFP) are subject to
ȕ the loan, equity investment, or RCF agreement having been declared effective
by ADB;
ȕ the borrower or recipient, as applicable, having submitted to ADB a certificate of
incumbency sufficiently evidencing the authority of the person(s) who will sign
the disbursement request (substantially in the form shown in Appendix 13A); and
ȕ any conditions for withdrawal as specified in the loan, equity investment, or RCF
agreement having been met.
13.7 Before disbursement can be made, ADB requires the following:
ȕ Private Sector Loans:
Ȗ form of disbursement request (substantially in the form shown in
Appendix 13B) signed by an authorized representative of the borrower;
Ȗ a signed undated disbursement receipt, if required by the loan agreement,
indicating the amount received by the borrower with the date to be filled
in by ADB after the disbursement is value-dated (substantially in the form
shown in Appendix 13C);
Ȗ a promissory note, if required by the loan agreement in the case of B-loans
4
(substantially in the form shown in Appendix 13D); and
Ȗ any other documents specified in the loan agreement.
ȕ Equity Investment:
Ȗ capital call request signed by an authorized representative of the borrower;
and
Ȗ any other documents specified in the equity investment agreement.
Trade Finance Program Disbursement Procedures
for Revolving Credit Facilities
13.8 Before disbursement can be made, ADB requires the following:
ȕ form of disbursement request (substantially in the form shown in Appendix 13E)
signed by an authorized representative of the borrower;
ȕ a bank’s acknowledgement of the receipt of funds by email within 3 business days
from the date of disbursement;
ȕ a subloan summary report on each subloan that is proposed to be financed
out of the proceeds of the disbursement (substantially in the form shown in
Appendix 13F); and
ȕ any other documents specified in the revolving credit agreement.
4
B-loan means a loan made by ADB funded by a third party or parties without the borrower or third parties
having any recourse to ADB. It involves the prearranged transfer to commercial lenders of participation in
an ADB complementary loan, but without credit recourse to ADB for debt service. ADB is the lender-ofrecord as the B-loan is made in the name of ADB.
How to get money from ADB The Asian Development Bank (ADB)?
The Asian Development Bank (ADB) undertakes nonsovereign operations1
to provide direct financing and/or risk mitigation to entities, or for projects or business
activities, in developing member countries. Nonsovereign operations refer to any
loan, guarantee, equity investment, or other financing arrangement that (i) is not
guaranteed by a government; or (ii) is guaranteed by a government under terms that
do not allow ADB, upon default by the guarantor, to accelerate, suspend, or cancel any
other loan or guarantee between ADB and the related sovereign.
13.2 More information is available at http://www.adb.org/About/Private-Sector/default. asp.
Inquiries on private sector operations not discussed in this handbook should be
addressed to ADB’s Private Sector Operations Department (PSOD).
Disbursement Procedures
13.3 In all cases, the disbursement procedures should be specified in the contractual
agreement with ADB, i.e., loan, investment, issuing bank, or revolving credit agreement.
2
13.4 After the receipt of the borrower’s disbursement request in accordance with the
specific loan agreement, PSOD will prepare the authorization for private sector
disbursements together with a complete set of loan or investment documents as
attachments, to initiate the disbursement process. The Controller’s Department (CTL)
should receive the authorization (i) at least 3 working days prior to the proposed
disbursement date for US dollar-denominated loans, and (ii) at least 7 working days
prior to the proposed disbursement date for local currency loans.
3
For disbursement
of local currency, PSOD coordinates with the Treasury Department, as appropriate,
before the proposed disbursement date.
13.5 These disbursements may take place in predetermined tranches on specified dates, or
at call. The disbursement may also be made through reimbursement to the investee
company for expenditures incurred, or to confirming banks against letters of credit in
favor of suppliers.
1
ADB. 2010. Nonsovereign Operations. Operations Manual.OM D10. Manila.
2
Technical assistance is not covered by this handbook, but is covered by the Technical Assistance Disbursement
Handbook(2010, amended from time to time).
3
Before CTL receives the authorization, the Office of the General Counsel endorses the initial authorizations
for all private sector operations disbursements and, where required by CTL, for subsequent equity
investment disbursements.
to provide direct financing and/or risk mitigation to entities, or for projects or business
activities, in developing member countries. Nonsovereign operations refer to any
loan, guarantee, equity investment, or other financing arrangement that (i) is not
guaranteed by a government; or (ii) is guaranteed by a government under terms that
do not allow ADB, upon default by the guarantor, to accelerate, suspend, or cancel any
other loan or guarantee between ADB and the related sovereign.
13.2 More information is available at http://www.adb.org/About/Private-Sector/default. asp.
Inquiries on private sector operations not discussed in this handbook should be
addressed to ADB’s Private Sector Operations Department (PSOD).
Disbursement Procedures
13.3 In all cases, the disbursement procedures should be specified in the contractual
agreement with ADB, i.e., loan, investment, issuing bank, or revolving credit agreement.
2
13.4 After the receipt of the borrower’s disbursement request in accordance with the
specific loan agreement, PSOD will prepare the authorization for private sector
disbursements together with a complete set of loan or investment documents as
attachments, to initiate the disbursement process. The Controller’s Department (CTL)
should receive the authorization (i) at least 3 working days prior to the proposed
disbursement date for US dollar-denominated loans, and (ii) at least 7 working days
prior to the proposed disbursement date for local currency loans.
3
of local currency, PSOD coordinates with the Treasury Department, as appropriate,
before the proposed disbursement date.
13.5 These disbursements may take place in predetermined tranches on specified dates, or
at call. The disbursement may also be made through reimbursement to the investee
company for expenditures incurred, or to confirming banks against letters of credit in
favor of suppliers.
1
ADB. 2010. Nonsovereign Operations. Operations Manual.OM D10. Manila.
2
Technical assistance is not covered by this handbook, but is covered by the Technical Assistance Disbursement
Handbook(2010, amended from time to time).
3
Before CTL receives the authorization, the Office of the General Counsel endorses the initial authorizations
for all private sector operations disbursements and, where required by CTL, for subsequent equity
investment disbursements.
How to make contract for ADB Bank?
Types of Cofinancing Disbursement
12.4 There are two types of cofinancing disbursement:
ȕ Funds held by ADB (disbursement fully administered by ADB):
The cofinancier’s funds are entrusted and deposited with ADB. ADB reviews,
authorizes, and executes payments in accordance with ADB’s Loan Disbursement
Handbook.
ȕ Funds held by the cofinancier (disbursement partially administered by ADB):
ADB reviews WAs and advises the cofinancier to execute payments directly
to beneficiaries, in accordance with ADB’s Loan Disbursement Handbook.
The commitment procedure (Chapter 8) may not be used for cofinancier’s funds
held by the cofinancier.
12.5 The imprest account and the subaccounts under cofinanciers’ funds should be
maintained separately from the imprest account and the subaccounts under ADB loans
and grants, unless otherwise approved by ADB. Detailed disbursement arrangements
should be described in the project administration manual (PAM) with project-specific
considerations. A cofinancier’s particular requirement, if any (e.g., closing date of the
cofinancier’s fund), should also be described in the PAM.
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