The Asian Development Bank (ADB) is a multilateral development finance institution
founded in 1966 to promote social and economic progress in its developing member
countries in Asia and the Pacific (see ADB’s website: http://www.adb.org/about/main).
2.2 ADB’s principal functions are
- lending funds,
- providing grants,
- providing technical assistance and advisory services,
- promoting investments for development purposes, and
- assisting in coordinating the development policies and plans of developing
member countries.
Inquiries
2.3 Loan disbursement is handled by the Loan Administration Division of the Controller’s
Department.
2.4 For loan service payments and billing matters, inquiries are addressed to the
Accounting Division of the Controller’s Department.
Loan or Grant Regulations
3.4 The regulations4
further set out conditions for the use of loan or grant proceeds
financed by ADB, or proceeds administered by ADB.
5
These documents are expressly
incorporated in the associated loan agreement, guarantee agreement, or grant
agreement. If any provision of a loan agreement, guarantee agreement, or grant
agreement is inconsistent with a provision of these regulations, the provision of the
loan agreement, guarantee agreement, or grant agreement governs.
Loan Documents
3.5 Loan documents
6
include the following documents and agreements:
ȕ Thereport and recommendation of the President to the Board of Directors
(RRP) presents the project proposal for consideration by the ADB Board.
ȕ Theproject administration manual (PAM)
7
includes all the information and
schedules describing project implementation and project readiness filters
covering major preproject implementation actions (e.g., government approvals,
procurement, and resettlement) to ensure a rapid start-up and enable early
disbursement. It is mandatory
8
that the PAM be referenced in the RRP and in
the loan (or facility) agreements, is presented as a stand-alone linked document
to the RRP, and serves as the main document describing implementation details.
The PAM is prepared in the course of loan processing and initially agreed with
the government at the loan fact-finding stage. At loan negotiations, the borrower
and ADB shall review and confirm the PAM agreed during loan fact-finding to
ensure consistency with the loan agreement, and such confirmation shall be
reflected in the minutes of the loan negotiations. The detailed cost estimate by
financier (one schedule included in the PAM) is prepared based on Section J6 of
the ADB Operations Manual (Appendix 3A).
9
Related illustrative tables are also
provided in this handbook (Appendix 3B).

Let’s get real. Every girl wants to look good

Let’s get real. Every girl wants to look good. What’s more, every girl wants the attention of that cute guy she’s had her eye on. For many girls, looking sexy is the key to getting that attention. And herein lies the problem. What a teen girl wears says a lot about who she is. But does she know that? Does she stop to think that she’s advertising with every outfit she puts on? Take a look at the girls in your youth group and in your church. Do they know what they are really saying about themselves? Wish you could talk to them honestly and openly about the message they are sending to the opposite sex?
The Sexy Girls event guide can help. It has been designed as an overnight event with questions and activities that coordinate with specific chapters from my book Sexy Girls: How Hot is Too Hot? We’ll take a look at this thing called “modesty”, see why God cares about what’s in a girl’s closet, and learn how to make good decisions about style. And by the time we’re done, your girls will have learned to understand their bodies and how guys look at them (and they are looking!)
The Sexy Girls event begins in the early evening and ends the following afternoon. The Friday evening session should help introduce the topic, while still leaving plenty of time for games, movies, or any other fun activities you might want to do together. Keep in mind that Saturday’s schedule is more intense, so you will want to encourage your girls to get some sleep the night before. The suggested time frames are listed in the Overview, but feel free to adapt these times as needed.